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Investing Newsletter, Top Mutual Funds, Mutual Fund Ratings

Top No-Load Mutual Funds Model Portfolios

Every Quarter We Update Our Model Portfolios of Best Performing No-Load Mutual Funds, Fidelity Mutual Funds, and Vanguard Mutual Funds. Besides possible changes in Asset Allocation, we let you know of any new funds to buy for your portfolio, or previous funds to sell from your portfolio. Here are our portfolios for October of 2005.

All Funds Model Portfolio

% Return

Conservative

Insightful

Fund Name

Symbol

Type

1 Yr

3 Yr

Taxable

IRA/401K

Taxable

IRA/401K

PIMCO Low Duration D

PLDDX

STB

1.25

2.47

20%

15%

10%

10%

PIMCO Total Return Mortgage D

PTMDX

IGB

3.02

3.90

10%

10%

10%

10%

Westcore Flexible Income

WTLTX

HYB

6.57

13.21

10%

10%

10%

10%

*Third Avenue Real Estate Value

TAREX

RE

23.39

26.14

10%

10%

10%

10%

Neuberger Berman Real Estate

NBRFX

 

28.33

27.77

 

 

 

 

Alpha Hedged Strategies

ALPHX

Hdg

13.44

-

0%

5%

10%

5%

*Julius Baer International Equiy

BJBIX

Intl

33.88

26.21

5%

5%

5%

10%

UMB Scout WorldWide

UMBWX

 

31.77

24.88

 

 

 

 

Selected American Shares

SLASX

LCC

14.50

18.29

5%

5%

5%

5%

TCW Dividend Focused N

TGIGX

LCV

13.77

18.82

5%

5%

5%

5%

Kinetics Paradigm

WWNPX

MCC

34.63

29.97

0%

5%

5%

5%

RS Value

RSVAX

MCC

30.09

34.77

5%

5%

5%

5%

Artisan Mid Cap Value

ARTQX

MCV

28.42

30.03

5%

5%

5%

5%

*RS Partners

RSPFX

SCC

28.01

37.11

5%

5%

5%

5%

Pennsylvania Mutual Inv

PENNX

 

19.40

24.77

 

 

 

 

Third Avenue Small-Cap Value

TASCX

SCV

19.89

26.60

5%

5%

5%

5%

Your Brokerage Money Mkt or
Tax Exempt Money Mkt

MM
TEMM

n/a

n/a

15%

10%

10%

10%

 

 

 

 

 

100%

100%

100%

100%

Fidelity Investments

Return %

Conservative

Insightful

Fund Name

Symbol

Type

1 Yr

3 Yr

Taxable

IRA/401K

Taxable

IRA/401K

Short-Term Bond or

FSHBX

STB

1.69

2.90

20%

20%

15%

15%

Spartan Short-Interm Muni

FSTFX

STMB

0.99

2.04

 

 

 

 

Mortgage Securities

FMSFX

IGB

2.60

3.74

5%

5%

5%

5%

Capital & Income

FAGIX

HYB

11.04

22.34

5%

5%

10%

10%

Strategic Income

FSICX

MSB

7.63

12.06

10%

10%

10%

10%

Real Estate Investments

FRESX

RE

29.29

26.49

10%

10%

10%

10%

International Discovery

FIGRX

Intl

31.27

26.33

10%

10%

10%

10%

Contrafund

FCNTX

LCB

22.11

18.60

10%

10%

10%

10%

Value

FDVLX

MCV

22.12

25.07

5%

10%

10%

10%

Small Cap Independence

FDSCX

SCC

24.40

17.88

10%

10%

10%

10%

Cash Reserves or

FDRXX

MM

1.86

1.29

15%

10%

10%

10%

Spartan Muni Money

FIMXX

TEMM

1.58

1.14

 

 

 

 

 

 

 

 

 

100%

100%

100%

100%

Vanguard

 

 

Return %

Conservative

Insightful

Fund Name

Symbol

Type

1 Yr

3 Yr

Taxable

IRA/401K

Taxable

IRA/401K

Short-Term Corp

VFSTX

STB

1.86

3.05

15%

20%

15%

15%

Ltd-Term Tax-Ex

VMLTX

STMB

1.11

1.93

 

 

 

 

GNMA

VFIIX

IGB

3.53

3.45

10%

10%

10%

10%

High-Yield Corporate

VWEHX

HYB

4.68

10.95

10%

10%

10%

10%

REIT Index

VGSIX

RE

26.59

25.01

10%

10%

10%

10%

International Value

VTRIX

Intl

26.75

26.46

10%

10%

10%

10%

Windsor II

VWNFX

LCV

17.76

20.25

10%

10%

10%

10%

Strategic Equity

VSEQX

MCC

24.32

25.60

10%

10%

15%

15%

Explorer

VEXPX

SCG

21.07

22.69

10%

10%

10%

10%

Prime Money Mkt or

VMMXX

MM

1.96

1.33

15%

10%

10%

10%

Tax Exempt Money Mkt

VMSXX

TEMM

1.73

1.26

 

 

 

 

 

 

 

 

 

100%

100%

100%

100%

* Funds Closed to New Investors.

 

Portfolio Changes For 4th Quarter 2005

Cohen & Steers Realty Shares (CSRS) was added to Our Recommended Fund List for this quarter to give you another Real Estate choice if you are not already in the closed Third Avenue Real Estate Value (TAREX) fund.

The Yacktman Fund (YACKX) and Buffalo Small Cap (BUFSX) were dropped from our list because we felt our other choices in these categories are significantly better.

Asset Allocations For 4th Quarter 2005

For the last quarter of 2005, we have Decreased our allocation to Bonds by 5% in our Insightful Portfolio by moving that 5% to Hedge Funds. This will Increase our Hedge Fund allocation to 10% in anticipation of increasing interest rates. There have been no changes to our Conservative Portfolio Asset Allocations.

Insightful Model Portfolio Asset Allocation

Insightful Investing Conservative Portfolio Asset Allocation

 

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