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Top No Load Mutual Funds Model Portfolios
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Every Quarter We Update Our Model Portfolios of Best Performing No-Load Mutual Funds, Fidelity Mutual Funds, and Vanguard Mutual Funds. Besides possible changes in Asset Allocation, we let you know of any new funds to buy for your portfolio, or previous funds to sell from your portfolio. Here are our portfolios for July of 2007.
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All Funds Model Portfolio
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% Return
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Insightful
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Fund Name
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Symbol
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Type
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Qtr
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1 Yr
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3 Year
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Allocation
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Metropolitan West Low Duration
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MWLDX
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STB
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0.43
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6.36
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4.61
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8%
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Westcore Plus Bond
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WTIBX
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IGB
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(0.50)
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6.71
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4.78
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8%
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Westcore Flexible Income
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WTLTX
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HYB
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1.34
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13.47
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9.12
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10%
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Cohen & Steers Realty Shares
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CSRSX
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RE
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(9.07)
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11.23
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23.57
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4%
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Third Avenue Real Estate Value
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TAREX
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RE
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(1.62)
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21.75
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21.84
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4%
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Alpha Hedged Strategies
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ALPHX
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Hdg
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3.45
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9.77
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8.90
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10%
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Julius Baer International Equity
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BJBIX
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Intl
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8.82
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34.85
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28.19
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5%
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UMB Scout International
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UMBWX
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Intl
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8.13
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28.47
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22.71
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5%
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Selected American Shares S
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SLASX
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LCC
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6.81
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19.49
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13.37
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4%
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Atlas Growth Opportunities
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ASGIX
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LCC
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6.90
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22.72
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14.17
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4%
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TCW Dividend Focused N
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TGIGX
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LCV
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7.81
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23.78
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13.42
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4%
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RS Value
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RSVAX
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MCC
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6.45
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25.79
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21.63
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4%
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Kinetics Paradigm
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WWNPX
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MCG
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6.59
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25.44
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24.49
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4%
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Artisan Mid Cap Value
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ARTQX
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MCV
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7.28
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24.67
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19.49
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4%
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RS Partners
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RSPFX
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SCC
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5.70
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16.69
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18.48
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4%
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Pennsylvania Mutual Inv
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PENNX
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SCC
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6.35
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19.00
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16.43
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4%
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Kinetics Small Cap Opportunity
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KSCOX
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SCV
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7.84
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34.27
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23.72
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4%
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Your Brokerage Money Mkt
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MM
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1.27
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5.16
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3.69
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10%
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or Tax Exempt Money Mkt
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TEMM
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0.87
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3.50
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2.65
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Portfolio Return
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3.49
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16.84
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13.89
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100%
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Fidelity Investments
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% Return
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Insightful
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Fund Name
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Symbol
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Type
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Qtr
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1 Yr
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3 Year
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Allocation
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Short-Term Bond
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FSHBX
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STB
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0.27
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4.71
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3.28
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10%
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Capital & Income
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FAGIX
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HYB
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2.29
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15.28
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12.01
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10%
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Strategic Income
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FSICX
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MSB
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0.08
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8.26
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7.77
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10%
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Real Estate Investments
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FRESX
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RE
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(11.14)
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9.26
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21.16
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8%
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International Discovery
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FIGRX
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Intl
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8.46
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28.71
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23.27
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12%
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Disciplined Equity
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FDEQX
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LCC
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6.33
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21.12
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14.41
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8%
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Contrafund
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FCNTX
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LCG
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7.50
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16.98
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15.26
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8%
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Value
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FDVLX
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MCV
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6.35
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23.80
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17.74
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12%
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Small Cap Independence
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FDSCX
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SCC
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9.51
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25.44
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17.18
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12%
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Govt Reserves or
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FGRXX
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MM
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1.25
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5.09
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3.64
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10%
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AMT Tax Free Money Fund
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FIMXX
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TEMM
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0.87
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3.39
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2.56
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Portfolio Return
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3.52
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16.48
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13.72
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100%
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Vanguard
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% Return
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Insightful
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Fund Name
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Symbol
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Type
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Qtr
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1 Yr
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3 Year
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Allocation
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Short-Term Corp
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VFSTX
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STB
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0.44
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5.73
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3.71
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10%
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GNMA
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VFIIX
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IGB
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(0.68)
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5.85
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4.03
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10%
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High-Yield Corporate
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VWEHX
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HYB
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(0.48)
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9.01
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6.76
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10%
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REIT Index
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VGSIX
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RE
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(9.40)
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11.76
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20.77
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8%
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International Value
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VTRIX
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Intl
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8.33
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28.21
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24.53
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12%
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Growth and Income
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VQNPX
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LCC
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3.78
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18.74
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11.08
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8%
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Windsor II
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VWNFX
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LCV
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7.70
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24.14
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15.33
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8%
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Strategic Equity
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VSEQX
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MCC
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5.57
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18.55
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15.95
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12%
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Explorer
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VEXPX
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SCG
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6.70
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16.70
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12.86
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12%
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Prime Money Mkt or
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VMMXX
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MM
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1.28
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5.22
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3.73
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10%
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Tax Exempt Money Mkt
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VMSXX
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TEMM
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0.87
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3.60
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2.74
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Portfolio Return
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2.69
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14.57
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12.00
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100%
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Basic Diversified ETF Portfolio
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1/1/2007
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% Return
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7/1/2007
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Exchange Traded Fund (ETF)
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Category
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Allocation
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Ytd
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1 Yr
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Allocation
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iShares Barclays 1-3 Year Treasury Bond
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SHY
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STB
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15%
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2.07
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4.98
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15%
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iShares Barclays 7-10 Year Treasury
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IEF
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IGB
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10%
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0.23
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5.55
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10%
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iShares Barclays Aggregate Bond
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AGG
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ITB
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10%
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0.65
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(4.75)
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15%
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SPDRs S&P 500 Index
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SPY
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LC
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5%
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7.10
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20.40
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5%
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PowerShares QQQ
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QQQQ
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LCG
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5%
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10.54
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23.10
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5%
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DIAMONDS DJIA
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DIA
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LCV
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5%
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8.89
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22.61
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5%
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MidCap SPDRs
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MDY
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MC
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15%
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12.08
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18.64
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5%
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iShares Russell Midcap Growth Index
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IWP
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MCG
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10.84
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19.40
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5%
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iShares Russell Midcap Value Index
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IWS
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MCV
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8.61
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21.66
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5%
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iShares Russell 2000 Index
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IWM
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SC
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5%
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6.72
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16.96
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5%
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iShares Russell 2000 Growth Index
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IWO
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SCG
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5%
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9.49
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17.28
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5%
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iShares Russell 2000 Value Index
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IWN
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SCV
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5%
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3.74
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15.94
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5%
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iShares MSCI EAFE Index
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EFA
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Intl
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10%
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10.31
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26.13
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10%
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iShares Dow Jones US Real Estate
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IYR
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RE
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10%
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(5.49)
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13.03
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5%
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Portfolio Performance
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100%
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5.02
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13.35
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100%
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Average Performance
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6.13
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15.78
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60% Stocks (SPY)/ 40% Bonds (AGG)
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4.52
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10.34
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Fidelity Brokerage Portfolio
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Jan 1
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Mar 31
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Jun 30, 2007
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Fund Name
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Symbol
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Type
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Pct
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Value
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Return
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Return
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Allocation
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Value
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Fidelity Short-Term Bond
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FSHBX
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STB
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7.3%
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$12,000
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1.1%
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0.3%
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6.9%
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$12,167
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Fidelity Capital & Income
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FAGIX
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HYB
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9.2%
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$15,123
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3.1%
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2.3%
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7.4%
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$12,955
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Fidelity Strategic Income
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FSICX
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MSB
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7.3%
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$12,000
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1.7%
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0.1%
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6.9%
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$12,211
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Third Avenue Real Estate Value
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TAREX
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RE
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3.7%
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$6,000
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3.5%
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-1.6%
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3.5%
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$6,107
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Cohen & Steers Realty Shares
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CSRSX
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RE
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3.7%
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$6,000
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2.2%
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-9.1%
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3.2%
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$5,574
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Alpha Hedged Strategies
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ALPHX
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L/S
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8.8%
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$14,486
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3.6%
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3.5%
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5.4%
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$9,521
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1st Source Long/Short
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FMLSX
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L/S
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3.4%
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$6,000
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Fidelity Diversified International
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FDIVX
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Intl
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4.5%
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$7,412
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3.1%
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7.8%
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4.7%
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$8,235
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Julius Baer International Equity
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BJBIX
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Intl
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7.5%
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$12,377
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5.0%
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8.8%
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8.0%
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$14,145
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Fidelity Disciplined Equity
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FDEQX
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LCC
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3.7%
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$6,000
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2.9%
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6.3%
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3.7%
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$6,567
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Fidelity Contrafund
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FCNTX
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LCG
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5.2%
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$8,561
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1.4%
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7.5%
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5.3%
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$9,333
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TCW Dividend Focused N
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TGIGX
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LCV
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3.7%
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$6,000
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1.5%
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7.8%
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3.7%
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$6,564
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RS Value
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RSVAX
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MCC
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3.7%
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$6,000
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5.7%
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6.5%
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3.8%
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$6,752
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Fidelity Value Discovery
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FVDFX
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MCC
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3.4%
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$6,000
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Kinetics Paradigm
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WWNPX
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MCG
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3.7%
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$6,000
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3.0%
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6.6%
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3.7%
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$6,584
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Artisan Mid Cap Value
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ARTQX
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MCV
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3.7%
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$6,000
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4.9%
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7.3%
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3.8%
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$6,750
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RS Partners
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RSPFX
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SCC
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4.1%
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$6,664
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4.2%
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5.7%
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4.2%
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$7,341
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Fidelity Small Cap Independence
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FDSCX
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SCG
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3.7%
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$6,000
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4.9%
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9.5%
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3.9%
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$6,892
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Kinetics Small Cap Opportunity
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KSCOX
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SCV
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4.7%
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$7,792
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7.1%
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7.8%
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5.1%
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$8,996
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Fidelity Govt Reserves
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FGRXX
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MM
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12.1%
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$19,893
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1.2%
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1.3%
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9.9%
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$17,383
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100%
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$164,308
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3.1%
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4.0%
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100%
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$176,077
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* Funds Closed to New Investors in Green, New Funds This Quarter in Blue, Funds Replaced This Quarter in Red
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Portfolio Changes For 3rd Quarter 2007
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We added Long / Short as a new category of funds this quarter. While we have been including Alpha Hedged Strategies (ALPHX) in our model portfolio for a couple of years, there are now enough ‘experienced’ funds in this category to add another to our list. The best reason for including these funds is to provide some downside protection to a portion of your portfolio. We’re adding 1st Source Monogram Long/Short (FMLSX). We did not remove any funds from our recommended list this quarter.
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Asset Allocations For 3rd Quarter 2007
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It doesn’t look like the Fed is going to take any action on interest rates anytime soon, we’re moving 2% of our allocation from Intermediate Bonds to Large Cap Stocks in our model portfolio.
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Need help finding what you are looking for? Search our web site or the Internet.
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© Copyright 2003 - 2010 Insightful Ideas, Inc.
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Site Updated April 27, 2010
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