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Investing Newsletter, Top Mutual Funds, Mutual Fund Ratings

Top No Load Mutual Funds Model Portfolios

Every Quarter We Update Our Model Portfolios of Best Performing No-Load Mutual Funds, Fidelity Mutual Funds, and Vanguard Mutual Funds. Besides possible changes in Asset Allocation, we let you know of any new funds to buy for your portfolio, or previous funds to sell from your portfolio. Here are our portfolios for July of 2007.

All Funds Model Portfolio

% Return

Insightful

Fund Name

Symbol

Type

Qtr

1 Yr

3 Year

Allocation

Metropolitan West Low Duration

MWLDX

STB

0.43

6.36

4.61

8%

Westcore Plus Bond

WTIBX

IGB

(0.50)

6.71

4.78

8%

Westcore Flexible Income

WTLTX

HYB

1.34

13.47

9.12

10%

Cohen & Steers Realty Shares

CSRSX

RE

(9.07)

11.23

23.57

4%

Third Avenue Real Estate Value

TAREX

RE

(1.62)

21.75

21.84

4%

Alpha Hedged Strategies

ALPHX

Hdg

3.45

9.77

8.90

10%

*Julius Baer International Equiy

BJBIX

Intl

8.82

34.85

28.19

5%

UMB Scout International

UMBWX

Intl

8.13

28.47

22.71

5%

Selected American Shares S

SLASX

LCC

6.81

19.49

13.37

4%

Atlas Growth Opportunities

ASGIX

LCC

6.90

22.72

14.17

4%

TCW Dividend Focused N

TGIGX

LCV

7.81

23.78

13.42

4%

RS Value

RSVAX

MCC

6.45

25.79

21.63

4%

Kinetics Paradigm

WWNPX

MCG

6.59

25.44

24.49

4%

Artisan Mid Cap Value

ARTQX

MCV

7.28

24.67

19.49

4%

*RS Partners

RSPFX

SCC

5.70

16.69

18.48

4%

Pennsylvania Mutual Inv

PENNX

SCC

6.35

19.00

16.43

4%

Kinetics Small Cap Opportunity

KSCOX

SCV

7.84

34.27

23.72

4%

Your Brokerage Money Mkt

MM

1.27

5.16

3.69

10%

or Tax Exempt Money Mkt

TEMM

0.87

3.50

2.65

 

Portfolio Return

3.49

16.84

13.89

100%

Fidelity Investments

% Return

Insightful

Fund Name

Symbol

Type

Qtr

1 Yr

3 Year

Allocation

Short-Term Bond

FSHBX

STB

0.27

4.71

3.28

10%

Capital & Income

FAGIX

HYB

2.29

15.28

12.01

10%

Strategic Income

FSICX

MSB

0.08

8.26

7.77

10%

Real Estate Investments

FRESX

RE

(11.14)

9.26

21.16

8%

International Discovery

FIGRX

Intl

8.46

28.71

23.27

12%

Disciplined Equity

FDEQX

LCC

6.33

21.12

14.41

8%

Contrafund

FCNTX

LCG

7.50

16.98

15.26

8%

Value

FDVLX

MCV

6.35

23.80

17.74

12%

Small Cap Independence

FDSCX

SCC

9.51

25.44

17.18

12%

Govt Reserves or

FGRXX

MM

1.25

5.09

3.64

10%

AMT Tax Free Money Fund

FIMXX

TEMM

0.87

3.39

2.56

 

Portfolio Return

3.52

16.48

13.72

100%

Vanguard

% Return

Insightful

Fund Name

Symbol

Type

Qtr

1 Yr

3 Year

Allocation

Short-Term Corp

VFSTX

STB

0.44

5.73

3.71

10%

GNMA

VFIIX

IGB

(0.68)

5.85

4.03

10%

High-Yield Corporate

VWEHX

HYB

(0.48)

9.01

6.76

10%

REIT Index

VGSIX

RE

(9.40)

11.76

20.77

8%

International Value

VTRIX

Intl

8.33

28.21

24.53

12%

Growth and Income

VQNPX

LCC

3.78

18.74

11.08

8%

Windsor II

VWNFX

LCV

7.70

24.14

15.33

8%

Strategic Equity

VSEQX

MCC

5.57

18.55

15.95

12%

Explorer

VEXPX

SCG

6.70

16.70

12.86

12%

Prime Money Mkt or

VMMXX

MM

1.28

5.22

3.73

10%

Tax Exempt Money Mkt

VMSXX

TEMM

0.87

3.60

2.74

 

Portfolio Return

2.69

14.57

12.00

100%

* Funds Closed to New Investors.

Exchange Traded Fund (ETF) Portfolio

Category

Allocation

Ytd

1 Yr

3 Yr

New

SPDRs (SPY)

Large Core

5%

7.10

20.40

11.57

5%

iShares Russell 1000 Growth Index (IWF)

Large Growth

0%

8.13

18.21

8.49

5%

NASDAQ 100 Trust Shares (QQQQ)

Large Growth

5%

10.54

23.10

8.61

5%

iShares Russell 1000 Value Index (IWD)

Large Value

10%

6.01

21.29

15.68

5%

DIAMONDS Trust, Series 1 (DIA)

Large Value

0%

8.89

22.61

11.35

5%

MidCap SPDRs (MDY)

Mid-Cap Core

10%

12.08

18.64

14.82

5%

iShares Russell Midcap Growth Index (IWP)

Mid-Cap Growth

0%

10.84

19.40

14.10

5%

iShares Russell Midcap Value Index (IWS)

Mid-Cap Value

0%

8.61

21.66

19.01

5%

iShares Russell 2000 Index (IWM)

Small Core

10%

6.72

16.96

13.32

5%

iShares Russell 2000 Growth Index (IWO)

Small Growth

10%

9.49

17.28

11.60

10%

iShares Russell 2000 Value Index (IWN)

Small Value

5%

3.74

15.94

14.74

5%

iShares MSCI EAFE Index Fund (EFA)

International

10%

10.31

26.13

21.41

10%

iShares Dow Jones US Real Estate (IYR)

Real Estate

10%

(5.49)

13.03

20.08

5%

Technology Select Sector SPDR (XLK)

Technology

0%

10.14

26.98

8.60

0%

Energy Select Sector SPDR (XLE)

Energy

5%

18.40

23.11

31.58

5%

Biotech HOLDRs (BBH)

Health

5%

(8.50)

(4.75)

4.70

0%

iShares Lehman 1-3 Year Treasury Bond (SHY)

Short Government

0%

2.07

4.98

2.85

10%

iShares Lehman 7-10 Year Treasury (IEF)

Intermediate Bond

15%

0.23

5.55

3.43

10%

Average Performance

 

100%

6.63

17.25

13.11

100%

Portfolio Performance

 

 

5.51

16.06

13.77

 

60% Stocks (SPY)/ 40% Bonds (IEF)

 

 

4.35

14.46

8.31

 

 

Portfolio Changes For 3rd Quarter 2007

We added Long / Short as a new category of funds this quarter. While we have been including Alpha Hedged Strategies (ALPHX) in our model portfolio for a couple of years, there are now enough ‘experienced’ funds in this category to add another to our list. The best reason for including these funds is to provide some downside protection to a portion of your portfolio. We’re adding 1st Source Monogram Long/Short (FMLSX). We did not remove any funds from our recommended list this quarter.

Asset Allocations For 3rd Quarter 2007

It doesn’t look like the Fed is going to take any action on interest rates anytime soon, we’re moving 2% of our allocation from Intermediate Bonds to Large Cap Stocks in our model portfolio.

Insightful Investing Conservative Portfolio Asset Allocation

 

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