|
|
|
Top No-Load Mutual Funds Model Portfolios
|
|
|
|
Every Quarter We Update Our Model Portfolios of Best Performing No-Load Mutual Funds, Fidelity Mutual Funds, and Vanguard Mutual Funds. Besides possible changes in Asset Allocation, we let you know of any new funds to buy for your portfolio, or previous funds to sell from your portfolio. Here are our portfolios for January of 2006. You may notice that we have simplified our portfolios for the new year by showing only one asset allocation.
|
|
|
|
|
All Funds Model Portfolio
|
% Return
|
Insightful
|
|
Fund Name
|
Symbol
|
Type
|
Qtr
|
1 Yr
|
3 Year
|
Allocation
|
|
William Blair Income N
|
WBRRX
|
STB
|
0.55
|
1.71
|
2.66
|
10%
|
|
PIMCO Total Return Mortgage D
|
PTMDX
|
IGB
|
0.30
|
2.12
|
3.48
|
5%
|
|
Scudder High Income Plus Invm
|
MGHVX
|
HYB
|
1.36
|
3.97
|
13.42
|
10%
|
|
*Third Avenue Real Estate Value
|
TAREX
|
RE
|
3.37
|
14.38
|
26.27
|
5%
|
|
Cohen & Steers Realty Shares
|
CSRSX
|
RE
|
3.03
|
14.88
|
29.99
|
5%
|
|
Alpha Hedged Strategies
|
ALPHX
|
Hdg
|
1.80
|
2.80
|
7.54
|
5%
|
|
*Julius Baer International Equiy
|
BJBIX
|
Intl
|
2.95
|
17.05
|
25.16
|
5%
|
|
Marsico International Opportunity
|
MIOFX
|
Intl
|
10.07
|
19.14
|
25.44
|
5%
|
|
Selected American Shares
|
SLASX
|
LCC
|
4.08
|
9.90
|
17.22
|
5%
|
|
TCW Dividend Focused N
|
TGIGX
|
LCV
|
0.41
|
2.98
|
16.76
|
5%
|
|
RS Value
|
RSVAX
|
MCC
|
0.77
|
11.67
|
33.83
|
5%
|
|
Buffalo Mid Cap
|
BUFMX
|
MCG
|
5.80
|
13.83
|
24.00
|
5%
|
|
Artisan Mid Cap Value
|
ARTQX
|
MCV
|
(0.10)
|
15.46
|
25.86
|
5%
|
|
*RS Partners
|
RSPFX
|
SCC
|
(0.94)
|
11.94
|
34.70
|
5%
|
|
Pennsylvania Mutual Inv
|
PENNX
|
SCC
|
6.41
|
12.50
|
23.80
|
5%
|
|
Third Avenue Small-Cap Value
|
TASCX
|
SCV
|
1.35
|
11.09
|
23.28
|
5%
|
|
Your Brokerage Money Mkt
|
MM
|
1.86
|
1.86
|
1.29
|
10%
|
|
or Tax Exempt Money Mkt
|
TEMM
|
|
|
|
|
|
|
|
|
|
|
|
100%
|
|
|
|
|
|
Fidelity Investments
|
Return %
|
Insightful
|
|
Fund Name
|
Symbol
|
Type
|
Qtr
|
1 Yr
|
3 Year
|
Allocation
|
|
Short-Term Bond or
|
FSHBX
|
STB
|
0.74
|
2.16
|
2.53
|
10%
|
|
Spartan Short-Interm Muni
|
FSTFX
|
STMB
|
0.43
|
1.06
|
1.96
|
|
|
Mortgage Securities
|
FMSFX
|
IGB
|
0.19
|
2.10
|
3.36
|
5%
|
|
Capital & Income
|
FAGIX
|
HYB
|
0.68
|
4.54
|
17.86
|
5%
|
|
Strategic Income
|
FSICX
|
MSB
|
0.40
|
2.71
|
10.06
|
10%
|
|
Real Estate Investments
|
FRESX
|
RE
|
3.56
|
14.87
|
27.27
|
10%
|
|
International Discovery
|
FIGRX
|
Intl
|
5.53
|
18.55
|
26.48
|
10%
|
|
Disciplined Equity
|
FDEQX
|
LCC
|
1.81
|
10.27
|
16.25
|
10%
|
|
Contrafund
|
FCNTX
|
LCG
|
3.79
|
16.23
|
19.61
|
10%
|
|
Value
|
FDVLX
|
MCV
|
4.22
|
14.27
|
23.02
|
10%
|
|
Small Cap Independence
|
FDSCX
|
SCC
|
1.07
|
10.96
|
19.85
|
10%
|
|
Cash Reserves or
|
FDRXX
|
MM
|
1.86
|
1.86
|
1.29
|
10%
|
|
Spartan Muni Money
|
FIMXX
|
TEMM
|
1.58
|
1.58
|
1.14
|
|
|
|
|
|
|
|
|
100%
|
|
|
|
|
|
Vanguard
|
|
|
|
Return %
|
Insightful
|
|
Fund Name
|
Symbol
|
Type
|
Qtr
|
1 Yr
|
3 Year
|
Allocation
|
|
Short-Term Corp
|
VFSTX
|
STB
|
0.82
|
2.24
|
2.85
|
15%
|
|
Ltd-Term Tax-Ex
|
VMLTX
|
STMB
|
0.43
|
1.14
|
1.82
|
|
|
GNMA
|
VFIIX
|
IGB
|
1.16
|
3.39
|
3.34
|
10%
|
|
High-Yield Corporate
|
VWEHX
|
HYB
|
1.38
|
2.85
|
9.36
|
10%
|
|
REIT Index
|
VGSIX
|
RE
|
1.70
|
11.89
|
25.67
|
10%
|
|
International Value
|
VTRIX
|
Intl
|
5.36
|
17.96
|
26.09
|
10%
|
|
Windsor II
|
VWNFX
|
LCV
|
0.06
|
7.01
|
18.09
|
10%
|
|
Strategic Equity
|
VSEQX
|
MCC
|
1.23
|
9.97
|
23.98
|
15%
|
|
Explorer
|
VEXPX
|
SCG
|
3.15
|
9.29
|
21.49
|
10%
|
|
Prime Money Mkt or
|
VMMXX
|
MM
|
1.96
|
1.96
|
1.33
|
10%
|
|
Tax Exempt Money Mkt
|
VMSXX
|
TEMM
|
1.73
|
1.73
|
1.26
|
|
|
|
|
|
|
|
|
100%
|
|
|
|
|
|
Fidelity Brokerage Portfolio
|
|
Jan 1
|
Mar 31
|
Jun 30
|
Sep 30
|
December 31, 2005
|
|
Fund Name
|
Symbol
|
Type
|
Value
|
Return
|
Return
|
Return
|
Return
|
Size
|
Value
|
|
Fidelity Short-Term Bond
|
FSHBX
|
STB
|
$17,254
|
-0.1
|
1.5
|
0.1
|
0.7
|
12.3%
|
$17,637
|
|
Fidelity Capital & Income
|
FAGIX
|
HYB
|
$6,742
|
-0.7
|
2.6
|
1.8
|
0.7
|
4.9%
|
$7,039
|
|
Westcore Flexible Income
|
WTLTX
|
HYB
|
$6,631
|
-2.4
|
2.8
|
0.3
|
-0.8
|
4.6%
|
$6,617
|
|
Fidelity Strategic Income
|
FSICX
|
MSB
|
$16,794
|
-1.1
|
2.7
|
0.8
|
0.4
|
12.0%
|
$17,262
|
|
Fidelity Real Estate
|
FRESX
|
RE
|
$9,967
|
-5.5
|
12.5
|
4.2
|
3.6
|
8.0%
|
$11,437
|
|
Third Ave Real Estate Val
|
TAREX
|
RE
|
$7,722
|
1.2
|
8.6
|
0.9
|
3.4
|
6.2%
|
$8,850
|
|
Alpha Hedged Strategies
|
ALPHX
|
Hdg
|
$7,117
|
-0.9
|
1.2
|
2.4
|
-0.2
|
5.1%
|
$7,292
|
|
*Fidelity Diversified Intl
|
FDIVX
|
Intl
|
$5,124
|
0.4
|
0.9
|
10.8
|
5.2
|
4.2%
|
$6,054
|
|
*Julius Baer International
|
BJBIX
|
Intl
|
$8,001
|
0.3
|
0.3
|
13.9
|
3.0
|
6.6%
|
$9,436
|
|
*Fidelity Contrafund
|
FCNTX
|
LCV
|
$6,540
|
0.3
|
3.4
|
8.4
|
3.8
|
5.3%
|
$7,631
|
|
*Fidelity Low-Priced Stock
|
FLPSX
|
MCV
|
|
|
|
4.5
|
1.8
|
5.0%
|
$7,142
|
|
*RS Partners
|
RSPFX
|
SCC
|
$7,941
|
-1.2
|
6.2
|
8.7
|
-0.9
|
6.2%
|
$8,962
|
|
Wasatch Small Cap Growth
|
WAAEX
|
SCG
|
$9,961
|
-2.7
|
6.7
|
0.6
|
0.6
|
7.3%
|
$10,469
|
|
*Tamarack Enterprise S
|
TETSX
|
SCV
|
$6,865
|
-4.1
|
2.4
|
6.9
|
-0.8
|
5.0%
|
$7,149
|
|
Fidelity Cash Reserves
|
FDRXX
|
MM
|
$17,112
|
0.6
|
0.6
|
0.8
|
0.9
|
7.5%
|
$10,790
|
|
|
|
|
$133,771
|
-23.1%
|
3.5%
|
3.5%
|
1.3%
|
100%
|
$143,766
|
|
|
|
|
* Funds Closed to New Investors.
|
|
|
|
|
Exchange Traded Fund (ETF) Portfolio
|
Category
|
Allocation
|
Qtr
|
1 Yr
|
3 Yr
|
New
|
|
SPDRs (SPY)
|
| |
