Retirement Asset Allocation

You do not want to throw all of your investments in cash when your retire, but then again you do not want to invest it all in the stock market. Our recommendation for retirement is to always have a couple of years available as cash, (say about 12 %) and about 20% in the stock market. Retirement is now time to throw away the concept of having a risk balanced portfolio. In fact, this is even more important during retirement.