Insightful Investing Newsletter Model Portfolio

We have developed several model portfolios to help you make better investment choices so you can create your own portfolio with an asset allocation suitable for your time horizon and risk tolerance. We started this web site in 2003, but have gone back to 2001 to show the benefits of a diversified asset allocation. It was developed for a Fidelity Investments brokerage account. Since then we have created portfolios of the best no load mutual funds, Fidelity Investments mutual funds, and Exchange Traded Funds (ETFs).

Fidelity Brokerage Portfolio				Jan 1, 2008
Fund Name	Symbol	Type	Allocation	Value
Fidelity Short-Term Bond	FSHBX	STB	7.0%	$12,197
Fidelity Intermediate Government	FSTGX	ITB	7.3%	$12,848
Fidelity Capital & Income	FAGIX	HYB	5.0%	$8,745
Fidelity Strategic Income	FSICX	MSB	4.9%	$8,650
Third Avenue Real Estate Value	TAREX	RE	3.1%	$5,499
Alpha Hedged Strategies	ALPHX	L/S	5.5%	$9,620
1st Source Monogram Long/Short	FMLSX	L/S	3.4%	$5,928
Fidelity Diversified International*	FDIVX	Intl	4.9%	$8,600
Julius Baer International Equity	BJBIX	Intl	8.3%	$14,551
Fidelity Disciplined Equity	FDEQX	LCC	3.8%	$6,651
Fidelity Value Discovery	FVDFX	LCC	3.4%	$5,919
Fidelity Contrafund*	FCNTX	LCG	5.9%	$10,254
Kinetics Paradigm	WWNPX	LCV	4.2%	$7,269
Kinetics Small Cap Opportunities	KSCOX	MCC	5.3%	$9,285
Artisan Mid Cap Value	ARTQX	MCV	3.5%	$6,099
Turner Emerging Growth	TMCGX	SCG	3.7%	$6,438
Fidelity Govt Reserves	FGRXX	MM	20.8%	$36,360
			100%	$174,913

Fidelity Brokerage Portfolio			Jan 1, 2007	Mar 31, 2007	Jun 30, 2007	Sep 30, 2007	December 31, 2007
Fund Name	Symbol	Type	Value	Return	Return	Return	Return	Allocation	Value
Fidelity Short-Term Bond	FSHBX	STB	$12,000	1.1%	0.3%	0.2%	0.0%	7.0%	$12,197
Fidelity Capital & Income	FAGIX	HYB	$15,123	3.1%	2.3%	-0.5%	-1.1%	7.3%	$12,745
Fidelity Strategic Income	FSICX	MSB	$12,000	1.7%	0.1%	2.3%	1.3%	7.2%	$12,650
Third Avenue Real Estate Value	TAREX	RE	$6,000	3.5%	-1.6%	-3.1%	-7.1%	3.1%	$5,499
Cohen & Steers Realty Shares	CSRSX	RE	$6,000	2.2%	-9.1%	2.3%	-15.0%	2.8%	$4,848
Alpha Hedged Strategies	ALPHX	L/S	$14,487	3.6%	3.5%	1.3%	-0.3%	5.5%	$9,620
1st Source Monogram Long/Short	FMLSX	L/S				-0.7%	-0.5%	3.4%	$5,928
Fidelity Diversified International*	FDIVX	Intl	$7,412	3.1%	7.8%	4.9%	-0.4%	4.9%	$8,600
Julius Baer International Equity	BJBIX	Intl	$12,377	5.0%	8.8%	2.0%	0.9%	8.3%	$14,551
Fidelity Disciplined Equity	FDEQX	LCC	$6,000	2.9%	6.3%	1.0%	0.3%	3.8%	$6,651
Fidelity Contrafund*	FCNTX	LCG	$8,561	1.4%	7.5%	7.2%	2.5%	5.9%	$10,254
TCW Dividend Focused N	TGIGX	LCV	$6,000	1.5%	7.8%	-0.9%	-0.9%	3.7%	$6,446
RS Value	RSVAX	MCC	$6,000	5.7%	6.5%	-6.1%	-6.1%	3.4%	$5,955
Fidelity Value Discovery	FVDFX	MCC				1.9%	-3.2%	3.4%	$5,919
Kinetics Paradigm	WWNPX	MCG	$6,000	3.0%	6.6%	10.7%	-0.3%	4.2%	$7,269
Artisan Mid Cap Value	ARTQX	MCV	$6,000	4.9%	7.3%	-4.4%	-5.5%	3.5%	$6,099
RS Partners*	RSPFX	SCC	$6,664	4.2%	5.7%	-8.4%	-8.4%	3.5%	$6,157
Fidelity Small Cap Independence	FDSCX	SCG	$6,000	4.9%	9.5%	-2.7%	-4.0%	3.7%	$6,438
Kinetics Small Cap Opportunities	KSCOX	SCV	$7,792	7.1%	7.8%	6.8%	-3.4%	5.3%	$9,285
Fidelity Govt Reserves	FGRXX	MM	$19,892	1.2%	1.3%	1.3%	1.2%	10.2%	$17,802
			$164,308	3.1%	4.0%	1.0%	-1.6%	100%	$174,913

Fidelity Brokerage Portfolio			Jan 1, 2006	Mar 31, 2006	Jun 30, 2006	Sep 30, 2006	December 31, 2006
Fund Name	Symbol	Type	Value	Return	Return	Return	Return	Allocation	Value
Fidelity Short-Term Bond	FSHBX	STB	$14,637	0.6%	0.7%	1.8%	1.2%	9.3%	$15,270
Fidelity Capital & Income	FAGIX	HYB	$13,656	3.6%	0.0%	2.0%	4.9%	9.2%	$15,123
Fidelity Strategic Income	FSICX	MSB	$14,262	1.4%	0.3%	2.6%	2.3%	9.3%	$15,215
Fidelity Real Estate Investment	FRESX	RE	$5,437	13.6%	1.9%	8.4%	9.4%	4.5%	$7,461
Third Avenue Real Estate Value	TAREX	RE	$5,850	10.5%
Cohen & Steers Realty Shares	CSRSX	RE			2.8%	9.1%	9.8%	4.8%	$7,951
Alpha Hedged Strategies	ALPHX	Hdg	$13,292	6.6%	0.0%	-0.9%	3.2%	8.8%	$14,487
*Fidelity Diversified International	FDIVX	Intl	$6,054	9.7%	-1.3%	3.1%	9.8%	4.5%	$7,412
*Julius Baer International Equiy	BJBIX	Intl	$9,436	13.0%	-1.6%	4.0%